State Bank of India, the largest bank of the country offering loans, offers different types of accounts, for which you do not have to minimize balance or average balance mortgage. In this type of account you do not have to maintain balance in the account. SBI serves the Salary Account, Original Savings Account, or BSD Account, Insta Savings and Digital Savings Account, in which the minimum balance is not required. All these Zero Balance accounts are in fact SBI’s savings account. So also gives interest rates.
Learn about five accounts of SBI in which you can keep minimum balance zero.
SBI’s celery account
SBI’s salary account is a special type of account, which is offered to regular pay-out customers. According to the SBI website sbi.co.in, salary accounts are extended to different sectors like Central Government, State Government, Security Force, Armed Forces, Police Force, Corporations, Organizations etc.
SBI offers a zero-balance facility in the celery account. Free ATM cum debit card, Additional ATM card for coupon account, Free Internet banking, Free core power (as per SBI provides banking on one of the 16000 + branches across India), Free Multicity Check, Save Plus (Auto Sweep Facility) Is there.
If the monthly wage is not deposited for more than three months, then the exemptions available in the Salary Account are discontinued. The bank account is considered as a regular savings account. The Salary Account is basically a savings account only, where interest rates are the same.
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